From, and holidays, to work milestones and just because. Visa Gift Cards are versatile, making them appropriate for every occasion you can think of. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review the Bank of America Online Privacy Notice and our Online Privacy FAQs. Let’s explore the many advantages of giving and getting Visa Gift Cards as well as the reasons why they make quality gifts that can leave a lasting impression. You may also visit the individual sites for additional information on their data and privacy practices and opt-out options. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit YourAdChoices layer powered by the DAA or through the Network Advertising Initiative's Opt-Out Tool layer. Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. You can check your card balance by visiting the website of your card issuer or calling their toll-free customer service number. Before you use your card you should know your card’s initial balance, and remember to track your remaining balance after each purchase. Relationship-based ads and online behavioral advertising help us do that.īank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Find your initial balance and track card value. Indirect Transfer Method If you have PayPal, you can add the Vanilla Visa Card to your PayPal account, transfer. So if there’s $7.83 on the Visa card, you can simply buy yourself a $7.83 Amazon gift card.We strive to provide you with information about products and services you might find interesting and useful. Cashier’s Check/Money Order Go to your local gas station or convenience store and purchase a cashier’s check or money order with the Vanilla Gift Card, then use the check deposit feature in Cash App to deposit the funds. But! After receiving a high-value prepaid Visa gift card last year and getting sick of checking the balance all the time, I figured out a really simple and easy workaround that allows you to actually use every penny on said card: Once the gift card is down to a stupidly small amount that you don’t feel like fucking with, you can just go to Amazon and buy yourself an e-gift card for the exact amount on the Visa gift card. (Also: to even be able to do what I outlined above, you have to keep track of the exact balance on the gift card, which requires going to a website and inputting the card number and PIN every time you want to check how much is left on it.)Īll this to say: Visa and American Express and Mastercard prepaid gift cards are way more high-maintenance than they should be, and even though this is a minor hassle in the grand scheme of things, it’s still a hassle at the end of the day. The whole thing has annoyed me for years, ever since I was on the other end of the transaction when I worked in retail in college. I’m not saying this is what Big Credit Card wants to happen, but I do think these little amounts of cash left on thousands of gift cards add up for them in a way that they…do not hate. It’s highly likely that at some point, there’s going to be such a weird/small amount left on the card that you’re going to be too embarrassed to ask a retail worker to “just put $4.36 on this card,” so instead you’re just going to deprive yourself of the full value of the gift card. This isn’t ideal, but it’s fine for a nice, solid number like $25.īut! It becomes a much bigger hassle when your $100 Visa gift card now has, say, $14.77 on it. The only way to keep this from happening is to tell the person ringing you up, “I want to put $25 on this card” before you swipe the Visa gift card, so they can split the tender accordingly. ![]() But if you try to use a $25 Visa gift card on a $50 Macy’s purchase, the card will get declined - because you’re essentially asking it to go over its limit. However, if you’ve ever received one, you may have discovered that they don't work like store gift cards in one major, critical way: if you swipe, say, a $25 Macy's gift card when making a $50 Macy's purchase, it'll take the $25 off your purchase and then you can pay the remaining balance with cash or your debit card. Like gift cards, they release you from the psychological horror of handing your loved ones cold, hard cash, but you can use them anywhere you can use credit cards, so they offer the receiver more flexibility than a store gift card. Prepaid gift cards from brands like American Express and Visa make a lot of sense in theory.
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